Personnel

DAVID SMITH
CHAIRMAN

DAVID SMITH

Joined Hill Samuel Investment Services in 1986 working for 8 years, finally as a Senior Consultant at Cardiff and Bristol. Founded D. C. Financial Ltd with Carol Smith in 1995, directly authorised and regulated by the FSA (now FCA) Company Number: 170299.

Married with three sons, his interests include native British livestock, sport and steam engines.

Qualifications: Chartered Financial Planner, APFS

CAROL SMITH
COMPANY SECRETARY

CAROL SMITH

JJoined D. C. Financial Ltd at inception in 1995. Carol previously worked as head of Physical Education at Littlemore, Oxford and in the Physiotherapy Department of West Wales Hospital, Carmarthen. Her interests include classical music, horse riding and upholstery.

Qualifications: Certificate in Education

KERRY LEWIS
BUSINESS DEVELOPMENT MANAGER

KERRY LEWIS

Joined D. C. Financial Ltd in 2001 straight from Neath College. Married to Gareth, her interests include keeping fit in the gym and popular music.

Qualifications: DipPFS

PAUL SKILTON
CHARTERED FINANCIAL CONSULTANT

PAUL SKILTON

Joined D. C. Financial Ltd in 2005 after 2 years with HBOS. Married to Helen with 2 daughters. His interests include criket, rugby and traithlon.

Qualifications: BSc (Hons), APFS

RACHEL JONES
FINANCIAL CONSULTANT

RACHEL JONES

Joined D. C. Financial Ltd in 2010 after 6 years with Tesco. Rachel’s interests include fashion, reading, travelling and walking her dogs.

Qualifications: DipPFS

HELEN OATES
PORTFOLIO ADMINISTRATOR

HELEN OATES

Joined D. C. Financial Ltd in 2005 after 5 years with HSBC. Helen and her partner Neil have a son and daughter. Helen enjoys reading and walking her black labrador.

Qualifications: CII CF 1,2,3 & 4.

SARAH HENDERSON
JUNIOR ADMINISTRATOR

SARAH HENDERSON

Joined D. C. Financial Ltd in 2015 after working in the retail sector. Sarah’s interests include her 3 dogs, 1 cat and 8 chickens, attending concerts and the theatre.

Qualifications: BA (Hons) in Management and Business

BEN OWEN
TRAINEE FINANCIAL CONSULTANT

BEN OWEN

Joined D. C. Financial Ltd in 2016 after graduating from Swansea University. Ben’s interests include cricket and football.

Qualifications: BSc (Hons), CII RO1,2,3 & 4.