About Us – It all adds up!
D.C. Financial Ltd was founded in 1995 by David and Carol Smith. David has worked in the financial services industry since 1986, previously as a Senior Consultant with Hill Samuel Investment Services in Cardiff and Bristol. D.C. Financial Ltd is an entirely independent organisation and is directly authorised and regulated by the Financial Conduct Authority (FCA). We maintain the highest professional standards and qualifications to offer you personalised and informed advice.
We are based in Neath, South Wales and offer financial services across Wales and the Borders. We will arrange meetings with you at your convenience either at your home, your office, our office or a venue of your choice. We deliver services to individuals, families and businesses and strive to understand our clients fully to offer tailored advice and a level of service specific to their unique needs. We aim to form close connections with our clients to build efficient financial plans. We regularly obtain new clients via personal referrals from existing clients, many of whom have been with us for many years.
Our team includes 2 Chartered Financial Planners and 3 qualified Financial Consultants who are supported by 5 administrative staff. Our team has been structured to enable us to offer a friendly service with relevant informed advice, whilst maintaining the highest possible standards.
At D.C Financial Ltd we have a wealth of experience in Investment and Retirement Planning. With over 30 years’ experience in the financial industry our staff not only have the qualifications needed to reassure you of the best level of service, but also the knowledge and depth of experience to guide you, your family or business through the financial minefield. As an Independent Financial Adviser with Full Chartered Status you can rely on us to deliver a well-researched financial solution for you.
We offer a free initial consultation without obligation and an option of how we will charge you; time based fees , or a percentage of your investment growth. We supply each of our clients with a full list of our rates at our first meeting and a clear indication of cost will be provided before you are asked to make any commitment. We also ensure that the level of service and any ongoing costs are clearly expressed to provide each client with a confident understanding of what to expect from business with D.C. Financial.
This level of qualification is the result of hard work and dedication. We want our clients to receive friendly, professional and unbiased advice to the highest standard.
At D.C. Financial Ltd we are committed to providing you with a professional service that is completely independent, honest and unbiased.
Client satisfaction is extremely important to us. We are committed to treating our clients fairly, and handling any complaints in a friendly, professional manner.